Financial Calculators

Auto Calculators
• Auto purchase – Loan vs. 0% dealer financing?
• What would my auto payments be?
• Auto loan – Accelerated payoff

Business Calculators
• What are the tax savings of a qualified retirement/cafeteria plan?
• Should I pay or charge monthly, quarterly or annually?
• What is the value of my business?
• How many units do I need to sell to breakeven?
• Should I lease or buy equipment?
• What are my tax savings with Section 179 deduction?

Cash Flow Calculators
• Should I pay down debt or invest more?
• How long will my money last?
• Historical inflation – Compare purchasing power

College Calculators
• Will I be able to pay back my student loans?
• Advantages of the Coverdell ESA.
• Advantages of a 529 College Savings Plan
• What is the value of a college education?
• What are the payments on a parental (PLUS) loan?

Credit & Debt Calculators
• How long will it take to pay off my credit card(s)?
• How long until my loan is paid off?
• What would my loan payments be?
• What is the balance owing on my loan?
• Which is better, cash up front or payments over time?
• What is the impact of making extra debt payments?
• Should I pay off debts or invest the money?

Home & Mortgage Calculators
• Comprehensive mortgage calculator
• Should I convert to a bi-weekly payment schedule?
• What are the tax savings generated by my mortgage?
• Compare an interest-only versus a traditional mortgage

Insurance Calculators
• What is my life expectancy?
• What are the chances of becoming disabled?
• How much will I earn in my lifetime?
• What are the tax advantages of an annuity?
• How long will my current life insurance proceeds last?

Investment Calculators
• Compare taxable vs. tax-free investment return
• What is the value of a bond?
• What is the value of compound interest?
• What is the value of a call or put option?
• Taxable vs. tax-advantaged saving comparison.
• What is the long-term impact of increased return?
• Certificate of deposit (CD) analyzer
• What is the dividend yield on a stock?
• How do expenses impact mutual fund returns?

Paycheck & Benefits Calculators
• Convert my salary to an equivalent hourly wage.
• Convert my hourly wage to an equivalent salary.

Retirement Calculators
• Social security retirement income estimator
• How does inflation impact my retirement income needs?
• Convert discretionary expenses to savings

Savings Calculators
• Becoming a millionaire
• How long will it take to double my money?
• How long until my savings reach my goal?
• Save now vs. save later
• How much should I save to reach my goal?
• What will my current savings grow to?
• Calculate rate of return
• How do taxes and inflation impact my return?

Taxation Calculators
• Federal income tax estimator
• How much self-employment tax will I pay?
• What is my taxable-equivalent yield?
• Tax refund estimator
• Tax freedom day